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10 Things Not to Do During Your Loan Process

10 Things Not to Do During Your Loan Process

by Commerce Home Mortgage | Nov 30, 2020 | Resources

Several things can affect a lender’s ability to close a loan transaction successfully and on time. From the time that a loan transaction begins, to the time escrow closes, a Borrower’s credit scores, account balances, debts, assets, employment and income...

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16845 Von Karman Avenue, Suite 200, Irvine, CA 92606
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Change Lending, LLC, dba Commerce Home Mortgage, is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 16845 Von Karman Avenue, Suite 200, Irvine, California 92606. (800) 995-2595. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4150083 and California Financing Law, License #60DBO074388; CO: Registered Colorado Mortgage Company, Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000.  For other states, visit commercehomemortgage.com. All loans must meet CW’s underwriting guidelines. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Subject to change without notice. All rights reserved. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2021. Change Lending, LLC. All rights reserved.

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Buying a Home

  • Buying vs. Renting
  • Know Your Numbers
  • Buying Process
  • Tips for Homebuying
  • Loan Options

Refinance a Loan

  • Why Refinance
  • Refi Loans We Offer
  • Refi Process

Loan Products

Traditional

  • Conventional
  • FHA, VA & USDA
  • Jumbo
  • Reverse

‎

Non-Traditional

  • Community Mortgage
  • Investor
  • Alt-Doc
  • Prime Plus

About Commerce

  • CDFI
  • Leadership
  • Find an Advisor
  • Branches
  • News
  • Payment Center
  • Contact Us

Resources

  • Get Educated
  • Compliance
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