Handling a Dispute on Your Credit Report

Handling a Dispute on Your Credit Report

Fannie Mae is no longer allowing any credit report items to contain a “dispute”. If you are thinking of purchasing a home or refinancing, and have a ‘disputed’ item on your credit report, please follow these general guidelines. If the consumer initiated the original...
Improving Your Credit Score

Improving Your Credit Score

The most widely used credit scores are FICO scores, which were developed by Fair Isaac & Company, Inc. (and they’re named after their inventor.) Your FICO score is between 350 (high risk) and 850 (low risk). Past delinquencies, derogatory payment behavior,...