“This is the bottom line: The best loan terms that fit the client’s situation and needs that can be closed within the required time frames.”
This has been my mantra for many years. During this time of tougher underwriting and frequently changing guidelines and regulations, I am your advocate to make sure the loan closes smoothly and on time. By contacting me, you are tapping into 25 years of experience, complemented by Commerce Home Mortgage's industry leading Lending platform.
I graduated from UC San Diego with a degree in Economics. I am a licensed California Real Estate Broker and have the full NMLS licensing credential that includes extensive background checks, along with State and Federal exams.I surf and coach soccer for Encinitas Express and am retired from coaching Lacrosse for Canyon Crest High School. I am married with two college age children and have lived in Encinitas for over 25 years.
I am very excited to offer you our new mobile app which is designed to make getting your home loan approved and closed as fast and easy as possible.
All I need is your name, email & mobile phone number. I will text you instructions on how to get started.
This two-step verification is for your safety and security. Once you click on the email, you will be able to proceed with the loan application.
All of the data can be edited on our end so if you’re unsure of anything, please feel free to estimate or leave the field blank.
If you have any questions or would like assistance filling out this application, please don’t hesitate to reach out via email, phone, or text – (619) 813-7908 .
Otherwise, I will be in touch as soon as the application is submitted. Thank you for trusting me with your home financing.
We are super excited to welcome Zachary Taylor, branch manager and senior mortgage advisor to our newly opened San Diego branch office! Zach comes to Commerce with over 25 years of industry expertise. Not only is he an amazing mortgage resource but I challenge you to find a nicer person…except maybe Lynette Coleman, his longtime partner who also recently joined Commerce in San Diego. You will get to meet Lynette separately in her blog post. If you live in the San Diego area (or just like to visit), please consider Zach for your home financing needs. We could not be more excited or proud to have him onboard.
Straight from Encinitas, California, Zachary Taylor and his…
“5 Things I Can’t Live Without”:
“5 Things You Don’t Know About Me”:
Thank you Zach for choosing Commerce to call your new home!