Getting a free consultation will not affect your FICO credit score.

Ann Zagha


Mortgage Advisor
NMLS #993877
  • Read Reviews
  • Contact Me
  • Save my eCard

    Save My Card

    To save my card to your phone simply:

    1. Tap the icon in the top right corner.

    2. Tap "Add to Homescreen."

    3. On the next screen tap "add" in the top right corner.

At Commerce Home Mortgage we specialize in tailoring loans to meet all of the specific needs of our borrowers. This can include but not limited to purchase loans, refinances, Jumbo loans, investment properties, second properties, reverse mortgages, first time home buyers, clients with great credit, poor credit, and no credit, as well as stated income loans. We have many programs and our pricing is competitive!

I've been in the financial industry since 1991, as a broker focusing on real estate finance, I have worked as a senior banking executive, regional vice president for several wholesale banks, Real Estate Broker, and currently a loan officer with Commerce Home Mortgage Inc. With our combined experience as a team, we have all the required assets to set ourselves apart from the competition. We have the technology, customer service personnel, and capabilities to provide a stress free experience for our clients and relationship partners second to none. Our goal is to make the process of obtaining a mortgage and home ownership as smooth and professional as possible, so that we are able to gain clients for life. I look forward to working with you!

To learn about the personal information we will collect and how we will use it, please read our Privacy Policy.

  • Branch: Riverside
    21804 Cactus Ave. Suite 103
    Riverside, California 92518
    Direct: 714-321-9800
    Cell: 714-321-9800
    Fax: 925-884-2232
    Email :
  • Calculate Your Loan

    • Loan Amount
    • Interest Rate
    • Years
    • Monthly Payment

For loans in process, please log in.

For NEW loan applications:

  1. Please create an account by entering a username and password
  2. You will be sent a verification email to confirm that the email you provided is valid. Please click on the link in the email.

This two-step verification is for your safety and security. Once you click on the email, you will be able to proceed with the loan application.

All of the data can be edited on our end so if you’re unsure of anything, please feel free to estimate or leave the field blank.

If you have any questions or would like assistance filling out this application, please don’t hesitate to reach out via email, phone, or text – 714-321-9800 .

Otherwise, I will be in touch as soon as the application is submitted. Thank you for trusting me with your home financing.

Ann Zagha

Ann Zagha

Mortgage Advisor
NMLS #993877

Direct: 714-321-9800

Cell: 714-321-9800

Fax: 925-884-2232


How likely are you to recommend Ann?


  • {{ review.pretty_date }} {{ review.cleaned_name }}