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Zach Taylor


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This is the bottom line: The best loan terms that fit the client’s situation and needs that can be closed within the required time frames.

This has been my mantra for many years. During this time of tougher underwriting and frequently changing guidelines and regulations, I am your advocate to make sure the loan closes smoothly and on time. By contacting me, you are tapping into 30 years of experience, complemented by Commerce Home Mortgage’s industry leading Lending platform.

I graduated from UC San Diego with a degree in Economics. I am a licensed California Real Estate Broker and have the full NMLS licensing credential that includes extensive background checks, along with State and Federal exams. I am retired from coaching Lacrosse at Canyon Crest High School and from 15 years of Coaching Soccer for our local club Encinitas Express. I am married with two college age children and have lived in Encinitas for over 25 years.