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Ryan Montes


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I always strive to serve my clients at a level that will guarantee their success in purchasing their perfect home. I am truly passionate about helping my clients achieve their financial goals and dreams of homeownership

I received Bachelor’s degree in housing and urban development, I have spent the last 8 years in the mortgage industry before joining the Commerce Home Mortgage team. It is my goal to match each client with a product that perfectly fits their wants and needs. I know that every buyer is unique in their needs and I pride myself on finding a solution for each situation.

I specialize in FHA, Jumbo, VA, Adjustable Rate Mortgages (ARM), and more, in California, Oregon, Texas, Arizona, Washington, Idaho, Nevada, New Mexico, Colorado, and Utah!

I work to build lifelong relationships with my clients. I’ll continually manage your financing needs to secure your long term success. I am always available to answer any questions regarding your loan and home buying process.
When I am not working on your home loan, I enjoy spending my time with my wife and son, surfing, golfing and reading. I look forward to helping you purchase your new home!


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