Compliance
Licensing
Federal Agency Approvals
- FHA Direct Endorsement
- VA Approved Lender
- USDA Approved Lender
- Fannie Mae Approved Seller/Servicer
- Freddie Mac Approved Seller/Servicer
- Ginnie Mae Approved
State Licensing
Change Lending, LLC, dba Commerce Home Mortgage (“CHM”) (NMLS #1839) is currently licensed to conduct mortgage business as set forth below. License numbers are for the main address located at 16845 Von Karman Avenue, Suite 200, Irvine, California 92606.
For branch licensing, see NMLS Consumer Access at https://www.nmlsconsumeraccess.org/.
STATE | LICENSE |
---|---|
Arizona | Arizona Mortgage Banker License #0925326 |
California | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4150083 and the California Financing Law, License #60DBO74388. |
Colorado | Registered Colorado Mortgage Company, Regulated by the Division of Real Estate. |
District of Colombia | Mortgage Dual Authority License #MLB1839 |
Florida | Florida Mortgage Lender Servicer License #MLD1338 |
Georgia | Georgia Residential Mortgage Licensee, License #48010 |
Idaho | Mortgage Broker/Lender, License #MBL-2080001839 |
Iowa | Mortgage Banker License #2020-0150; Mortgage Banker License #2021-0036; Mortgage Banker License #2021-0037; Mortgage Banker License #2021-0038 |
Louisiana | Residential Mortgage Lender License |
Maryland | Mortgage Lender License #22514 |
Michigan | 1st Mortgage Broker/Lender/Servicer Registrant #FR0023271 2nd Mortgage Broker/Lender/Servicer Registrant #SR0023272 |
Minnesota | Residential Mortgage Originator License #MN-MO-1839. This is not an offer to enter into an agreement. Any such offer may only be made pursuant to Minn. Stat. 47.206 (3) & (4). |
Montana | Mortgage Lender License #1839 Mortgage Broker License #1839 Mortgage Servicer License #1839 dba Change Home Mortgage |
Nevada | Mortgage Company License #4864 |
New Mexico | Mortgage Loan Company License dba Change Home Mortgage |
Ohio | Residential Mortgage Lending Certificate of Registration #RM.804654.000 |
Oregon | Mortgage Lending License #ML-4044 Mortgage Servicer License #MS-148 |
Texas | Mortgage Banker Registration CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550 THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. |
Utah | Utah Division of Real Estate, Mortgage Entity License #10953884 |
Virginia | Mortgage Lender License #MC-6713 Mortgage Broker License #MC-6713 |
Washington | Consumer Loan Company License, License #CL-1839 |
Trade Names
Change Lending, LLC conducts business under the following business names:
- Commerce Home Mortgage
- Change Home Mortgage
- Change Wholesale