Compliance

Compliance

Commerce Home Mortgage takes compliance seriously. It’s good for our borrowers and our advisors alike. Read more to learn about our compliance measures.

Licensing

Find a detailed listing of our licenses and business addresses on this page.

Privacy Policy

You give us a lot of sensitive information when you apply for a home loan. Protecting that information is very important to us. Read our full Privacy Policy here.

Equal Credit Opportunity

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicant on the bases of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Home Mortgage Disclosure Act

The Home Mortgage Disclosure Act requires institutions to report loan data by lending transacted and acquired each year. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. This data is reported to the institution’s primary regulator on an annual basis for loans and applications of the previous calendar year. If requested, lenders need to have the information available within 30 days of the request but not earlier than March 31.

To receive a copy of this information, send a written request to:

Commerce Home Mortgage
Compliance Department
16845 Von Karman Avenue, Suite 200
Irvine, CA 92606

Equal Housing Lender

We proudly conform to the Equal Housing Lender requirements.