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The Latest from and about Commerce Home Mortgage

We like to share the most recent news about the mortgage industry, our customers, and sometimes ourselves. Check back for updates.

  • SAN RAMON, CA – February 3rd, 2015 – Commerce Home Mortgage (, a leading provider of home mortgage financing, announced today that Faramarz Moeen-Ziai has accepted the position of Senior Vice President – National Sales and Production to further develop the growing team of loan officers across the nation. Faramarz has been a top producer with Commerce Home Mortgage for the past decade where he effectively leveraged the company’s industry leading technology, tools, and resources originating in excess of $100m annually as a Loan Officer. Before he joined Commerce Home Mortgage, Faramarz owned and operated a web development company in San Diego. He holds a degree in Communications from the University of California, San Diego.

    “Commerce Home Mortgage has built a sales machine and culture that is second to none,” said Faramarz. “By working closely with our great staff to maximize efficiency and productivity, we have created an environment where everyone can really thrive. I truly look forward to sharing this with best and brightest in the business.”

    Scott Simonich, Founder and CEO of Commerce Home Mortgage, added “We are confident Faramarz will make an immediate and substantive impact for all our originators. His unique understanding of technology and mortgages along with his ability to communicate effectively makes him the perfect selection for this vital role. We look forward to seeing Faramarz build on the solid foundation already in place to help all of our loan officers be as successful as possible.”

  • SAN RAMON, CA – January 26, 2015 – Commerce Home Mortgage (, a leading provider of home mortgage financing, continued its national expansion with the openings of six new branch offices in California, Arizona and Florida in 2014. Commerce Home Mortgage opened three new branch locations in California (one in Hanford, one in Fresno, and one in Walnut Creek), one new location in Arizona (Scottsdale), and two new locations in Florida (Aventura and Miami). With the opening of the new California and Arizona locations, Commerce Home Mortgage further strengthened its presence on the West Coast, increasing the total number of its West Coast branch offices to 20 (15 in California, 3 in Colorado, one in Arizona, and one in Nevada). The opening of the two new branch office locations in Florida is Commerce Home Mortgage’s first entry into the Florida market and gives the company a solid base in the Southeast from which it expects to grow. All of the new branch offices opened by Commerce Home Mortgage in 2014 will provide additional capacity for sales and support in the new locations to keep up with increased demand.

    “Commerce Home Mortgage’s new branch locations will allow us to strengthen our coverage and leadership across the West Coast and now in Florida and in the Southeast,” said Mario De Tomasi, Chief Financial Officer for Commerce Home Mortgage. “Our goal is to continue to grow in our existing territories and expand into other states while maintaining the high quality of service and attention to our clients that we are known for. We are excited about the growth we are experiencing and the expansion represents a commitment to continue to build on the success of our team.”

    In addition to the six new branch locations opened in 2014, Commerce Home Mortgage is planning to open a new location in Berkeley, CA the first quarter of 2015.

  • SAN RAMON, CA – January 5, 2015 – Commerce Home Mortgage, a leading provider of home mortgage financing, and Balboa Pacific Insurance Services , a provider of property, casualty, life, health and business insurance, have announced a partnership to offer customized combinations of their complimentary services to customers.

    Benefits of the partnership include the ability to better understand their respective clients’ total financial picture and insurance needs and to deliver customized “best fit” insurance products and services to clients at competitive prices. Balboa Pacific is a trusted insurance consultant that provides “A-rated” insurance products through some of the largest and most respected US insurance carriers. They guide their clients to secure the best possible coverage for all areas of their life and manage their full portfolio of insurance products efficiently through one company. As a result of the partnership, Commerce Home Mortgage will begin offering Balboa Pacific’s services early in the loan origination process, making it easy and convenient for their clients to obtain the best and most cost-effective homeowner insurance coverage to match their needs.

    “It makes a lot of sense to be able to offer this personalized service to Commerce Home Mortgages’ customers,” said Mario De Tomasi, Chief Financial Officer of Commerce Home Mortgage. “Our goal is make the entire lending process, and all of the needs that accompany it, as easy and convenient as possible,” De Tomasi said.

    Balboa Pacific was founded in 2013 by insurance and mortgage industry veteran Joe Stanovich in Irvine, California and provides a wide array of insurance services, such as Auto, Home, Commercial, Life, Health, Flood, Condominium and Renters insurance. After many years working in both the insurance and mortgage industries, Mr. Stanovich saw the opportunity to provide value to clients by providing a high quality one-stop shop with excellent customer service for all insurance needs at the same price point as “A rated” carriers. 
    “I am excited to deliver a variety of the same great insurance products and rates from many of the large insurance carriers all in one place, with the seasoned expertise, extra care and customer service strategy of your local agent, always available when you need them,” Stanovich said.

    Commerce Home Mortgage is headquartered in San Ramon, California and serves customers from a wide range of locations throughout Arizona, California, Colorado, Nevada and Florida. Since 1994, the company has funded more than $10 billion of loans, delivering highly competitive financing with the utmost attention to personal service. With a strong, stable reputation in the real estate finance industry, Commerce Home Mortgage serves the lending needs of individual homebuyers, real estate professionals and builders throughout the Western United States. Its in-house underwriting and in-house documents and funding, allows loans to be approved within hours and funded within days. 
    For more information, please visit and

  • SAN RAMON, CA – December 29, 2014 – Commerce Home Mortgage is pleased to announce that it has been tapped as one of Ginnie Mae’s select group of mortgage-backed securities issuers. As a two-decade veteran of the industry, Commerce is long established as a top choice for consumers throughout Arizona, California, Colorado, Nevada and Florida.

    “We are extremely pleased to have passed Ginnie Mae’s stringent eligibility requirements to be designated one of less than 400 approved single-family GM issuers across America,” Commerce CFO Mario DeTomasi said. “This is another step in the evolution of our company and it demonstrates our overall strengths as well as our strong commitment to providing the highest level of service at the most competitive pricing.”

    The program’s strict approval process is designed to assess a candidate’s organizational, procedural, financial and quality control processes. Having received the green light on all these aspects of its business, Commerce may now work directly with Ginnie Mae to securitize mortgages insured by the Federal Housing Administration and guaranteed by Veterans Affairs.
    Ginnie Mae grants approved lenders permission to provide competitive loan pricing in the secondary mortgage market.

    “As a market leader, we are excited to be able to participate in the expansion of affordable housing opportunities. We can, now more than ever, deliver on our mission to help our clients achieve their homeownership dreams” said DeTomasi.

    Originally founded in 1994 by Simonich Corporation and Bank of Walnut Creek, the company was rebranded as Commerce Home Mortgage in 2013. Since its inception, Commerce has helped thousands of clients achieve their real estate dreams. Individual homebuyers as well as real estate professionals and builders have come to rely on Commerce for its in-house underwriting, document production and funding – offerings that result in rapid approval and financing. Certified GOLD by the Green Business Bureau, Commerce is an environmentally minded firm that prioritizes sustainability through paperless workflow and eco-friendly business practices. 

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