Scott founded Commerce Home Mortgage more than 25 years ago and is now our Chief Production Officer. He has presided over the company's growth from inception, funding more than $15 billion since 1994. With his leadership and the team he helped assemble, the company has become a nationwide premiere private mortgage lending organization. He holds a Bachelor’s Degree in Business Administration from St. Mary’s College of California. Scott has a great sense of humor and his passions include his family, sports and more sports (especially golf, fishing & boating) and coaching basketball in the community.
Mario is the CEO of Commerce Home Mortgage. As the visionary, he helps communicate strategic direction and balances resources - capital and people – making both available in the right quantities at the right time to achieve optimal performance. Mr. De Tomasi is an entrepreneur at heart, founding and directing a number of companies including E-Loan Equity Connect (a wholesale residential mortgage lender), Street Smart Valuations (a property appraisal management company), Balboa Pacific (a full service insurance brokerage) and Uram Properties a property leasing and sales company which was purchased by a fortune 100 company. Prior to getting into the mortgage industry, Mr. De Tomasi held the position(s) of Executive Vice President of Sales & Marketing at Clear Channel Communications as well as Senior Vice President of Business Development. He also held senior sales positions at General Electric Capital. Mr. De Tomasi joined BWC Mortgage Services in 2006 and helped steer the company through the mortgage crisis to its present position as top 50 lender in America.
Mr. De Tomasi has sat on or currently sits on the board of several companies and non-profit organizations. Mario De Tomasi is a graduate of St. Mary’s College of California and when not working loves to be outdoors playing golf and spending time with family and friends.
Ted recently led a successful sale of a business unit from Banc of California. He grew a nascent business to over $6 billion in production yearly, with gross revenues in excess of $200 million per year. He managed approximately 1,000 people under his responsibility, while building and growing a highly profitable business, in a highly regulated industry at a highly regulated time. During his tenure, he helped Banc of California grow from $800 million in assets to over $11 billion at time of sale. Ted has worked at or owned multiple banks, mortgage banks, real estate firms, and asset managers of varying size. Ted possesses organizational management, accounting, economics, marketing and business development experience from the past.
Thedora Nickel has over 28 years of banking experience leading large scale domestic and international operations as well as client focused service teams. She most recently served as the Chief Admin Officer for Banc of California responsible for the strategic direction and management of enterprise, operational and administrative divisions including Deposit Operations, Loan Servicing, Treasury Management Services, Client Services, HR, Marketing and Operational Excellence. Nickel previously served in various leadership roles at Bank of America. In a career spanning more than 25 years, she served as SVP, Group Operations Exec where she directed and managed national research, resolution and reconcilement functions in support of the bank’s 5,200 bank centers, capture sites and cash vaults. Nickel is Six Sigma Green Belt Champion, Lean and Process Excellence certified. Nickel mentors MBA students at the University of California, Irvine and is a board member for The Whole Child in Whittier, California.
Angie Miranda is a career bank regulator with over 11 years’ experience regulating national and thrift institutions. Most recently, she was a National Bank Examiner with the Office of the Comptroller of the Currency (OCC) where she served as Examiner-in-Charge of large, complex, community banks, and participated in large and midsize bank examinations. Her specialty is asset quality and has vast knowledge of retail lending and commercial credit expertise. While at the OCC she served as a credit instructor and Training Team Leader teaching new pre-commissioned examiners. She began her regulator career at the Office of Thrift Supervision and is commissioned as both a National Bank Examiner and Federal Thrift Regulator. Miranda is a Southern California native and earned a B.S. in Business Administration from the University of Southern California with a concentration in Corporate Finance.
Ravi is the Chief Financial Officer for Commerce Home Mortgage. Ravi is responsible for establishing and executing on all financial aspects of the company as well as leading all other finance related activity, which include accounting, reporting, treasury, risk management, and financial controls. Prior to joining Commerce, Ravi was the Chief Financial Officer of RoundPoint Mortgage Company and has held finance executive roles in a number of public and private companies in the US and Canada. He brings a wealth of experience in a variety of industry sectors including a strong background in Financial Services. Ravi is passionate about business success and finance and is excited about creating a best in class finance team at Commerce Home Mortgage. Ravi is a Certified Public Accountant and has a Bachelor of Commerce (Honours) Accounting degree from the University of Ottawa. Ravi is a regular speaker at conferences and is also a co-author of several publications through blog posts, and other medium, focused on various financial topics. He enjoys music, reading and spending time with his family.
Bio coming soon.