CDFI Certified
We believe in the power of home.
At Commerce Home Mortgage, we believe in the power of home. But not everyone who dreams of buying a home is able when faced with the stringent requirements of traditional lending. At Commerce, we want to find solutions to your unique needs and help you get into the home of your dreams. We are a certified Community Development Financial Institution (CDFI), which enables us to turn those dreams into reality.
As a CDFI-certified lender, Commerce Home Mortgage offers a variety of traditional and non-traditional products for the self-employed, cash-business owners and various other borrowers who want to invest in their neighborhoods where opportunities may be limited otherwise. Commerce Home Mortgage is one of about 1,000 CDFIs operating nationwide.
Our CDFI status enables us to help borrowers in underbanked communities get the financing they need to invest in their communities and have a place to call home. We are here for you.
Changing Our Communities One Home at a Time
Hear What Our Clients Have to Say…
“Being a first-time homebuyer comes with its own set of challenges, facing the unknown, getting the required documents, and trying to decide what loan product best meets our needs. We contacted Commerce and our fears were immediately put to rest. They were easy to speak with, gave us all of the loan options we qualified for, and gave us the confidence to get through the entire process. We were able to easily overcome many obstacles working with Commerce. We are grateful for Nick and his team getting us to the finish line – we got the loan and the house of our dreams!”
Tori S.
FHA Loan


James E.
VA Loan
Rosallyn B.
FHA Loan


Analyse J.
VA Loan
Louisa D.
FHA Loan
