It’s Time to Change


Commerce Home Mortgage is rebranding to Change Home Mortgage – we’re powered by Change. Our new name is part of an exciting move that better reflects our mission and purpose. As a CDFI, or Community Development Financial Institution, we are leading a change in how underserved borrowers of all kinds, including Black, Latino, and low- to moderate-income buyers, can realize their dream of homeownership through fair and responsible mortgage financing. We believe that typically underbanked communities should have the same access to home financing, even when their situation is non-traditional, like being self-employed or working in or owning a cash business. Our wide array of loan products is designed to meet the needs of many kinds of borrowers in the diverse communities we serve.

The name change does not affect your existing loan or application.

If you have worked with us in the past or are working with us now, your loan will not be affected by our new name, beyond name and logo updates to our documents and our communications to you. Our name may be new, but we’re the same team that works daily to support your homeownership goals.

Why we are rebranding.

Since we earned our CDFI designation in 2018, we have been building a line of mortgage products that serve a broad range of traditional and non-traditional borrowers alike. We see a need for underbanked communities to get access to fair and responsible home lending. We want to lead the change in leveling the playing field for prime, credit-worthy borrowers of all kinds, including Black, Latino, and low- to moderate-income borrowers. Our new name reflects this purpose. Our company was not acquired or sold. Our parent company remains the same, though it has a new name too, The Change Company.

We are an Equal Housing Lender.

Change Home Mortgage is an Equal Housing Lender; we work with borrowers regardless of race, color, national origin, sex, sexual orientation, familial status, age, or disability. We offer a wide range of fair and responsible loan products for all prospective borrowers and believe in closing the wealth gap and growing prosperity through homeownership in all the diverse communities we serve.

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