The Capital Corps, Commerce Home Mortgage partner to lend to “non-traditional prime borrowers”


Newly founded Capital Corps led by former Banc of California execs

Consumers whose credit profile doesn’t fit neatly into the “Qualified Mortgage” box have a new outlet when it comes to getting a mortgage.


On Monday, The Capital Corps, a newly founded financial institution that focuses on providing access to capital to “diverse homeowners and small businesses,” and Commerce Home Mortgage, a California-based mortgage banking company, announced a partnership that will see the organizations offer mortgages to “non-traditional prime borrowers.”

Specifically, The Capital Corps announced that it signed and closed a strategic investment in Commerce Home Mortgage, which is licensed to lend in 26 states through its 25 retail offices and its wholesale channel.

Through the agreement, The Capital Corps will offer proprietary lending programs through Commerce Home.

The Capital Corps launched earlier this month and is led by several former Banc of California executives, including Steve Sugarman, the former chairman of CEO of Banc of California

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