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Loan products, defined

Jumbo Loans

    We specialize in these loans. We have the products, systems, and processes in place, including in-house underwriting, to make your home buying dreams a reality.

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  • Jumbo loans are typically issued for large or luxury property. These are single-family homes that exceed the conforming limits for conventional loans set by Fannie Mae and Freddie Mac. In most counties, any mortgage of more than $453,000 is a jumbo loan. In counties with high home prices, the conforming loan limit is higher – up to $679,650. These loans may have stricter approval requirements, but often offer the same or lower interest rates as conventional loans.
  • Some jumbo loan features we can lend on:
  • Purchase and Refinances
  • 30 year fixed, up to $1.5 million, with only 10% down payment
  • 30 year fixed, up to $3 million, with only 15% down payment
  • 15 year fixed, or 5 year Adjustable Rate Mortgages, up to $4 million with only 20% down payment
  • Minimum Credit (FICO) required 661
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