Welcome to our local San Diego/Encinitas Commerce Home Mortgage office where our friendly, hassle-free mortgage advisors truly care about your individual needs. As current residents of San Diego, Encinitas and La Jolla, we take great pride in serving our local communities and their members, along with entire state of California.
Branch Manager / Mortgage Advisor
“This is the bottom line: The best loan terms that fit the client’s situation and needs that can be closed within the required time frames.”
Zack and his team made our home buying experience a breeze. They were available around the clock and even available to meet us in person at a local coffee shop. Zach treated us like people as oppos...
Lynette was a great asset to us during our homebuying process. She was knowledgable about the mortgage lending process and gave great advice. We put Lynette into situations that required her to mee...
Zach and Team, you all were awesome to work with. Made this so easy for us, at every step following up to make sure that we meet all deadlines. Highly Recommend Zach Taylor!
Lynette was referred to me by a friend so I gave her a call and she got right to work. I was going thru a divorce and wasn't sure what to do or where to start to try and save my home. I also cont...
Excellent experience with Zach Taylor! Thank you for advocating for us, for your patience, diligence, professionalism, and responsiveness.
Straightforward process with no unwanted surprises. Great support team didn't miss any details in preparing the loan for underwriting. So organized and efficient that the loan was ready to close ...
I would highly recommend Zach Taylor to my friends and local family interested in his services. He works very well with Tamara Strom. As a single person going through such a major purchase, it was ...
Lynette was great to work with. Very responsive, and helped us close in 19 days by keeping me in the loop on all the documents, etc., that were needed. Definitely would recommend her!
CHM assists by contributing to the Boys & Girls Club in Encinitas. They serve over 65 youth per day and offers kids a technology center, arts center, multi-purpose room, entertainment room, and library.