Welcome to our local San Diego/Encinitas Commerce Home Mortgage office where our friendly, hassle-free mortgage advisors truly care about your individual needs. As current residents of San Diego, Encinitas and La Jolla, we take great pride in serving our local communities and their members, along with entire state of California.
Branch Manager / Mortgage Advisor
“This is the bottom line: The best loan terms that fit the client’s situation and needs that can be closed within the required time frames.”
Zach was always communicating and transparent. I with no doubt would use his services again as well as recommend him to others. Thanks Zach!
You did a great job.
Everyone was very professional.
Lynette is just the best, can't imagine going through this process without her.
Second to none. A well-oiled machine at Commerce. Thank you!
I want to thank Zach and his team for helping me get through my first home purchase, making it the best experience ever. I almost gave up, more posponed my home purchase, my previous lender was mak...
Zach was always available and able to answer my loan questions. He seemed happy to help with whatever was needed to ensure that we were comfortable with our loan, terms, etc.
CHM assists by contributing to the Boys & Girls Club in Encinitas. They serve over 65 youth per day and offers kids a technology center, arts center, multi-purpose room, entertainment room, and library.